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Teaching Kids the Value of Investing

The common misconception is that kids may be too young to be taught about how to handle their money. But the danger behind this is we assume that children will not be able to understand what saving means even after we have taught them. So instead of actually teaching them earlier, we wait a couple of more years when they are almost an adults to teach them the importance of delaying gratification.

Turning investment into a family activity

Obviously, you cannot start their financial literacy lessons with terms like diversified portfolios and mutual funds. Start with the basics like saving money. Simply telling them saving money does not mean you get to spend it all in one go. While it is important to buy things that will add value or generally make you happy, it also pays to delay gratification. What this means is if they want a toy now, they would have to forego buying sweets for a couple of weeks so that they can buy the toy and still have money left in their piggy bank.

 

When you see improvements on how they handle the money you give them that is when you slowly give them an idea about what investing means. Tell them the difference between saving money and making it grow by investing it. You can tell them that investing is one of the ways they can make more money out of the money they have now. Maybe you can start with simpler concepts to grasp like stocks — which is buying a tiny piece of a company, and then telling them the importance of being on top of that company’s performance.

 

Adapt to your children’s learning style

Some kids get bored when you simply define terms to them, especially on a topic like this. The best way to deal with this problem is knowing your children’s preferred learning style. Some kids understand concepts more when there are stories involved. Maybe you can talk about your experience with saving and investing money, the first time you chose a company to invest in and the day-to-day tracking you are doing to make sure they are performing well.

 

Some kids are more visual, which means they might want to see graphs and pictures while you are explaining. What you can do is pick a company that they might be interested in from your own portfolio, print out the latest reports , and then show it to them. There are kids who would like hands-on experience, and for this one, you have two options:

 

  • If you are already thinking about buying stocks again, let them do it. Just instruct them on what to do and explain what happens in each step.
  • Open their own investment account and ask them which company they want to start with. Preferably, start with companies that are already in your own portfolio since you know how those are performing in the market.

 

Use everything that you have as tools for teaching them like videos, apps, pictures, and so on.

 

One of the most effective ways to keep them interested is to start involving them in your investment transactions. Explain to them the concept of risks and rewards, show them that there will be times when it seems like an investment is losing money, and tell them what you do as a countermeasure. Learning financial literacy is important no matter what age; it is best that you start teaching them now.

Mommy Lace is a blogger from the Philippines. She started this blog to share information on pregnancy, breastfeeding, childcare, family, and health.

Christmas Family Experience at Lancaster New City Open Air Cinema

Lancaster New City is the premier development in Imus, Cavite. The family-friendly community made a spectacular Christmas attraction at the famous Central Greens. An open field outdoor area where Lancaster residents shop and play. Their kids playground is a haven for active children and this communal space is really green, breezy, and spacious.

My family and I instantly felt refreshed and rejuvenated when we saw this outdoor space. We heard about Lancaster a few years ago from fellow Cavite residents. On this day, we came to watch the  FREE Christmas Light Show at The Square.

Christmas Family Wonderland

We arrived early for the Christmas Light Show that begins at 6pm and will run until December 26. There were plenty of restaurants and cafes to relax in. When the sun set, people started flocking to the Mercato-style food park are at Lancaster. This is also within the Central Greens.

My son enjoyed his holiday cotton candy. We also bought flying LED lights that’s perfect to play with at night outdoors. Lancaster New City was so lively that night, families especially children were obviously enjoying their bonding activities over food, shopping, and playing.

There were also plenty of Christmas booths and features where you can play games, meet Santa Claus, and pose for the camera. So many instagram-worthy shots here at Lancaster New City!

Watch: Lancaster New City Open Air Cinema

I can’t remember the last time I watched a romantic movie but when I saw that Lancaster New City was also hosting an Open Air Cinema in partnership with Cinema One, I immediately made my plans known that I will watch one of the movies. There were two films shown “Love You to the Stars and Back” and “Can’t Help Falling In Love”. The first one shown was Julia Baretto and Joshua Garcia’s Love You to the Stars and Back. It was my first time to experience an outdoor cinema and I enjoyed the movie from start to finish.

It was so relaxing, romantic, funny, and inspiring. I heard that this is a yearly activity that’s hosted by Lancaster New City. How lucky their residents are and I hope to be here with my family again when that happens.

 

Food Trip at The Square, Lancaster New City

Right after the movie, we walked around The Square to see different shops but most of all – food choices to try. We were so happy to enjoy the outdoor vibe and feel the “Christmas weather”. It is cold in Cavite during December and activities like this make you really feel and enjoy the charm of Christmas. There are coffee shops to warm you up, milk tea shops, and restaurants that serve Filipino and comfort food for all.

 

Enjoy these ongoing FREE activities at Lancaster New City, check out their FB page to get official updates and to plan your Christmas family bonding!

P.S. Lancaster New City‘s The Parish of the Holy Family opens its doors and welcomes the faithful for Simbang Gabi. It starts on December 15, 7 p.m. for the anticipated Mass, and continues on December 16, 4 a.m. for the regular Mass.

 

Mommy Lace is a blogger from the Philippines. She started this blog to share information on pregnancy, breastfeeding, childcare, family, and health.

5 Tips to Keeping Holidays Fun and Healthy

December brings a crazy kind of busy for parents and children alike. At school, home, and work – the holiday season can be both fun and hectic at the same time. Here are some tips to keep the Christmas season fun like it’s meant to be while keeping the whole family healthy.

1. Plan and learn to say no – take a step back and review your family’s commitments, including your children’s upcoming exams and social activities such as reunions or parties. Be realistic about your limitations and take into consideration your family’s need to rest and recharge in between. Only say yes to things you can commit to and really deliver, it will be good for your own productivity, mood, and well-being.

The holiday themed play area at The Square of Lancaster New City

2. Keep your family active – the holidays might be a good break for you and the kids from school and work but sitting all day playing mobile games and scrolling through social media can make you and your family feel sluggish in the end. Take advantage of free Christmas attractions outdoors, take a break from the gadgets, and squeeze in physical activities through outdoor games or even just walking is better than sitting.

3. Protect your kids from infectious diseases with Vitamin C – serving your family nutritious food helps in keeping them fit and healthy but busy work and school schedules, add to that the holiday season, makes it a challenge to ensure everyone’s getting the right dose of vitamins such as Vitamin C. Vitamin C can help protect your child from infectious diseases that are easily transmitted during the holiday – think Christmas parties, gatherings with lots of people, children playing indoors and outdoors, all the traveling, etc.

Pack toys and activity books to keep kids busy when traveling during the holidays and when braving the traffic.

The holidays are the worst time for anyone to get sick and miss all the memorable family moments. I always pack Vitamin C (together with some first aid medicines for fever, etc.) whenever I travel with my son. You can buy them in small bottles for traveling then just get the big ones to use when you stay at home.

FERN-C kidz comes in a delicious orange flavor at Php62.00 per 60mL bottle and Php119.00 per 120mL bottle. FERN-C kidz is also formulated with Zinc which further builds their resistance from illnesses and common diseases.

4. Keep things simple – Christmas is a great time to be creative and bring out your best decors, outfit, or family recipes. However, it doesn’t hurt to make things simpler. Simple might be even better if it means you get more time with your family especially your children. Remember that the holiday season is not a competition and at the end of it all, it’s your family that matters.

5. Enjoy – Believe it or not, this hectic but wonderful time of the year will end very fast. Christmas will end before you know it and 2018 will begin as swiftly. Family time is precious and Christmas is the best time to invest in memories that you and your child will forever cherish. Don’t forget to pause and make sure that you and your kids are enjoying the holidays in your healthiest shape by boosting your kids’ immunity.

Have a merry and healthy Christmas, Mommy and Baby!

Mommy Lace is a blogger from the Philippines. She started this blog to share information on pregnancy, breastfeeding, childcare, family, and health.

GOBLIN RUN 2017: SOFITEL’S HALLOWEEN FAIR

Embark on a thrilling Halloween madness as Sofitel Philippine Plaza Manila presents Goblin Run 2017: Sofitel’s Halloween Fair on the 29th of October 2017. In collaboration with one of the country’s leading running event organizers, Thinksportsph, the Goblin Run takes off from Sofitel’s Harbor Garden Tent and is held for the benefit of the children of Virlanie Foundation.

“Last year, the success of the Sofitel Manila Half Marathon was able to raise fund for Virlanie Foundation. We are pleased that meaningful endeavors like these promote camaraderie and help enable the young, less fortunate children of Manila. This year, we encourage families and fitness enthusiasts to participate in the Goblin Run to continue supporting the children of Virlanie and give back the smile to the street children,” shares Sofitel Philippine Plaza Manila’s General Manager, Adam Laker.

The Goblin Run will feature 2 categories at 3K and 5K with start and end points at Sofitel Philippine Plaza Manila. Gunstart is at 5:00pm for 5K category and 5:10pm for 3K category. The fun commences with a Halloween-themed foam cannon as the run takes participants through a panoramic view of metropolitan Manila of the CCP Complex. Exciting obstacle courses like inflatables, water cannon and net under crawl await runners in this thrilling Halloween fair.

The excitement continues at the Sofitel Philippine Plaza Manila Harbor Garden Tent where fun treats, goblin-mansion themed photobooth, face painting activities and special games are in store for kids and kids-at-heart. Come dressed in your most elaborate Halloween costume and win a special prize.

Sofitel Philippine Plaza Manila and Thinksportsph invite you to participate in this enchanting and exhilarating Halloween fair perfect for families and wellness enthusiasts. Online registration starts on the 28th of September until the 22nd of October while in-store registration starts on the 6th until the 28th of October 2017 at Sofitel Philippine Plaza Manila and GNC branches at SM Mall of Asia, SM Megamall, Trinoma, SM Aura, SM Manila, and Glorietta 4.

Registration Fees

Registration fees are at Php600 for 3K category and Php700 for 5K category. All participants shall receive event race bibs, T-shirt, finisher’s medal and loot bag and will have an access to the Halloween Fair. An assortment of exciting raffle prizes is in store for some of our top running enthusiasts.

Halloween Staycation Package

On Halloween weekend, escape to a tropical oasis with your family and loved ones without leaving the city. Featured room rates start at Php8,800nett per night on check-in date of October 29-30, 2017. Package includes breakfast for two (2) adults and two (2) children (11 years old and below) at Spiral, complimentary in-room family movies and three (3) complimentary tickets to the Goblin Run for the 3K category.

For more information, please call Thinksportsph at 09206806618 / 09168508523/ 3349722 or visit www.sofitelmanilagoblinrun.com / Sofitel Manila Goblin Run 2017 Facebook Page and Sofitel Manila Facebook page.

 

Mommy Lace is a blogger from the Philippines. She started this blog to share information on pregnancy, breastfeeding, childcare, family, and health.

Thor and Hulk Marvel Studios Tour at SM Supermalls

Look who we bumped into at SM supermalls! We were at SM Southmall Las Piñas when SM Lifestyle Entertainment, Inc. and the Walt Disney Company unveiled life-size gladiator figures of the mighty Thor and the Hulk!

The mighty Thor, god of thunder in his Ragnarok movie costume

The Hulk Ragnarok version

Ashton was so excited to see his favorite Marvel superheroes come to life, plus the Thor and Hulk exhibit also featured iconic displays and immersive activities. My son got to try out top Marvel Studio apps such as Marvel Future Fight, Marvel Contest of Champions, Marvel Puzzle Quest, and Marvel Avengers Academy. These are all for free at the Thor and Hulk exhibit in SM.

While Ashton was busy playing, I admired all the exclusive Disney merchandise of Thor, Hulk, Loki, and Valkyrie. There were also toys that are so familiar to us because Ashton collects them. It’s a very good experience to see all of these Marvel merchandise, displays, and app come together in one venue. It’s a Marvel’s fan dream come true.

Marvel Super Hero Mashers are top toys that kids collect and play with

Lots of Marvel t-shirts for kids and even adults. You can also buy your Thor: Ragnarok movie tickets in advance at the exhibit or through www.smcinema.com.

Catch Thor and Hulk Exhibit and Marvel Experience at S’Maison MOA on October 24-31

Yes there’s still time to experience this for you and your family. Visit S’Maison from October 24-31 to enjoy the Thor and Hulk Tour, take lots of selfies with the life-size figures, play the apps, buy the toys, merchandise, and of course, the movie tickets to enjoy the actual Thor: Ragnarok movie that everyone is waiting for.

Thor: Ragnarok is coming to SM Cinemas and IMAX theaters this October 25. For more updates, visit SM Cinema on Facebook and follow @SM_Cinema in Instagram :)

Enjoy the movie, mommy and kids!

Mommy Lace is a blogger from the Philippines. She started this blog to share information on pregnancy, breastfeeding, childcare, family, and health.

DIY Family Movie Night Ideas with Cheers

When was the last time you allowed yourself to relax and just enjoy time with your family? This sounds simple but truly, mommies like us have endless tasks to complete. Sometimes the thought of having fun is great until we realize all the preparation, travel, and expense that are attached to a great family bonding experience.

Here’s an idea that can make staying at home extra special. The best part is, it’s simple, fun, and will allow you to practice your creativity!

DIY Family Movie Night Setup

Movie nights is an activity that many family enjoy but for this particular “viewing party” I wanted to surprise my family. I did this by setting up a cozy spot where we could all lounge and enjoy all our favorite movie-time snacks.

What you’ll need:

  1. A bath towel
  2. Banana bed or any bean bag
  3. Throw pillows, neck pillows
  4. Laptop desks that will serve as mini food tables

You can work with anything you have and you don’t have to buy anything. Now for the picnic or mini-party setup, you’ll need:

  1. Drinking station – Pitcher of your favorite drink. Disposable paper cups.
  2. Snacks station – our choice is leftover pizza, burgers, and snacks lying around the kitchen

3. Paper plates, Cheers table napkins, Cheers disposable spoon and fork

4. Trash station – To make your party mess-free and to help prevent you cleaning after everyone, get a laundry basket and just line it with Cheers garbage bag. Instant trash bin!

The secret for a successful family movie night without any tantrums from kids (and adults!) or needing to get up and get something from the kitchen, all really boils down to planning and having the right tools. I stock up on disposable plates, utensils, and party napkins all year-round. They allow moms the much-needed break from cleaning up! Thus, helping us also enjoy the bonding time we planned and truly unwind after a busy week.

Here are some items I recommend. All of them are Cheers brand which is also made by Sanicare. My older sister who likes throwing parties and get-togethers educated me on why it’s important to have these.

Jumbo Kitchen Paper Towels – it’s 2017 and “basahan” should not be your primary tool to wipe surfaces clean. Sometimes I wonder if “basahan” is really cheaper because they can harbor bacteria, you need to wash them often, and very time-consuming to use. Just imagine.

Kitchen towels is a grab and go solution, even for outdoor picnics or parties. Food spills, kitchen, and cooking mess are some examples where you can use these.

Interfolded Party Napkins – these aren’t just for parties but for your dining room. It’s rare to see Filipino homes have table napkins and as a mother, I learned how having table napkins easily accessible will save me time wiping my child’s mouth and hands! This is instead of using “lampin” to wipe food from a child’s face and then be miserable about the stain during laundry.

It also makes spot cleaning more instant, especially when you don’t want to get off from your seat and miss the conversations.

Flat Napkins – this is my favorite napkin to use when serving food. I like using flat napkins to sometimes line plates to absorb oil and to line surfaces like for this movie night, I lined the laptop tables with these flat napkins to protect surfaces.

When family members like to enjoy pizza or burgers with their hands, I offer flat napkins to wrap and handle their food in to avoid spills and greasy hands.

Cheers Picnic Pack – here’s an all-in-one solution for any celebration or get together. This picnic bundle from Cheers has everything you’ll need: pull napkins, cutlery, and a garbage bag to clean up with.

I hope you try this idea and surprise your family with a stress-free weekend celebration as simple as enjoying a favorite movie at home.

Cheers Mommy and Baby!

Mommy Lace is a blogger from the Philippines. She started this blog to share information on pregnancy, breastfeeding, childcare, family, and health.