How can we be ready before a disaster strike? Disaster preparedness can start at home but while the most important goal of being disaster ready is the safety of your family, this exercise should not stop with having an emergency kit or participating in fire, flood, or earthquake drills.
How can you protect your home and financial well-being during a catastrophe? This where home insurance comes in. A home insurance, an example of which is the Cebuana Lhuillier HomeCare, can protect and provide financial coverage for your home against:
– Fire & lighting
– Typhoon
– Earthquake
– Flood
– Broad water damage
– Bursting of water tanks apparatus & pipes (BOWTAP)
A home insurance product can also provide extended cover and even rental subsidy. Buying home insurance should not be complicated (nor is reserved for just well-off families). In fact, the more vulnerable we are then the more we need insurance protection. One place where heads of families like you can purchase this type or insurance protection is at Cebuana Lhuillier Pawnshops. Of course, bigger insurance companies also offer similar products and you can inquire from them too if you do have access to them. Cebuana Lhuillier Insurance Solutions (CLIS) serves as the micro-insurance arm of Cebuana Lhuillier.
How much will it cost? An insurance product like HomeCare which is valid for 1 year starts for as low as P1,052.50 per year. It provides P500,000 worth of coverage against the perils of lightning, earthquake, and flood. When it comes to claims, Cebuana Lhuillier Insurance Solutions (CLIS) is able to immediately process and settle claims right at the site where a disaster had just occurred through their RAPIDO program also known as Claims Rapid Action in a Disaster-Stricken Area Operation.
Disaster resilience is one of Cebuana Lhuillier’s advocacy. Cebuana Lhuillier continues to push for disaster preparedness among Filipinos with its 2018 Ready initiative. The annual event gathers the country’s industry experts in disaster management, risk reduction, and post-disaster rehabilitation. This year’s theme is “Disaster Resilience Begins with Me”. Cebuana Lhuillier also launched their own Android App, Cebuana Alerto that provides real-time disaster-related information.
Mommy Lace is a blogger from the Philippines. She started this blog to share information on pregnancy, breastfeeding, childcare, family, and health.
